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- Student Loans in India
- Before you look into the option of a loan, you should carefully evaluate how much money you will need to study and what proportion of this can be financed through scholarships and financial aid from your school, or any other source, including family funds.
Once this is done, you can evaluate the best option for a loan to fund the remaining gap.
Several banks and financial institutions in India now finance international education. In fact, most banks have introduced specific packages for international student loans that have made overseas education far more accessible for Indian students.
There are various attractive options available, and can be customized depending on the individual needs for assistance. While students seeking finance for overseas education can secure loans for amounts as high as Rs. 20 lakhs, education loans for amounts up to Rs. 7.5 lakhs may draw concessional rates of interest and may not even require any collateral.
It is advisable to contact your bank for details of their education loan package, the extent of loan available to you, eligibility requirements and the documentation you will need to provide.
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